Auto-Enrolment and Company Pensions

Supporting Employers, Empowering Employees

Every employer in the UK has a legal duty to provide a workplace pension for their eligible employees. But for many business owners, navigating auto-enrolment rules and managing ongoing pension responsibilities can feel complex and time-consuming. At Mather & Murray Financial, we help you meet your obligations, keep compliant, and deliver real value to your employees through tailored pension advice.

What Is Auto-Enrolment?

Auto-enrolment was introduced by the government to ensure every eligible employee has access to a workplace pension. As an employer, you must:

  • Automatically enrol qualifying employees into a workplace pension scheme.

  • Make minimum contributions on behalf of your employees.

  • Ensure your scheme is compliant with The Pensions Regulator's requirements.

  • Re-enrol eligible employees every three years.

While the rules are clear, putting them into practice can be more challenging - particularly for smaller businesses or those without an in-house HR function.

Why Pension Planning Matters for Employers

Offering a competitive and well-managed pension scheme is about more than meeting a legal requirement. Done properly, it can:

  • Attract and retain staff - employees are more likely to value a company that invests in their long-term future.

  • Boost morale - knowing their retirement is being supported helps staff feel secure.

  • Stay compliant - avoiding fines and penalties from The Pensions Regulator.

  • Offer flexibility - tailored schemes can match your workforce demographics and budget.

How We Help Employers

As independent financial advisers, our role is to make pensions simple. We can:

  • Assess your current pension scheme and check it remains compliant.

  • Recommend the most suitable workplace pension for your business and employees.

  • Advise on contribution structures - helping you balance costs with benefits.

  • Provide ongoing support - from scheme reviews to staff communications.

  • Deliver employee workshops and seminars so your team understands the value of their pension.

Case Study Example

A small manufacturing firm in Swindon came to us after struggling with their workplace pension admin. We helped them switch to a provider with lower costs, set up clear employee communications, and introduced annual pension reviews. Staff engagement increased, and the company saved money while staying compliant.

Why Choose Mather & Murray Financial?

  • Independent Advice - we are not tied to one provider.

  • Local Support - with our head office in Swindon and advisers nationwide, we can support businesses of all sizes.

  • Proven Experience - from start-ups to established firms, we help employers design pension schemes that work.

Ready to review your company pension?

Speak to our independent pension specialists today. Whether you're setting up auto-enrolment for the first time or reviewing an existing scheme, we'll make the process simple and effective.

BOOK A CALL BACK or CONTACT US now.

The Financial Conduct Authority does not regulate auto-enrolment advice to employers.