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As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage payments.
Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.
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As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage payments.
Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.
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May 11, 2026 | Advice, General info, Tips
By Samuel Mather-Holgate From 6 April 2027, most unused pension funds and pension death benefits will be included in the value of a deceased person’s estate for inheritance tax purposes. This creates the risk of a “double tax” effect, where the pension may first suffer 40% inheritance tax, and then the beneficiary may also pay…
April 3, 2026 | Advice, General info, Tips
By Samuel Mather-Holgate 🔑 Key Takeaways Getting a mortgage at 65 is possible — but depends on income and term length The biggest barriers are affordability and age limits, not the property itself The Right to Buy discount can often act as the deposit Equity release may be an option, but only with careful advice…
March 28, 2026 | Advice, Economic Update, General info, Tips
By Samuel Mather-Holgate Key Takeaways: Middle East Conflict & Mortgage Rates Explained Global events like Middle East tensions can directly impact UK mortgage rates Rising oil prices increase inflation expectations Mortgage rates are driven by swap rates, not just the Bank of England base rate We are already seeing some lenders increase rates and withdraw…
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